:root{--ink:#1f2a37;--muted:#5b6673;--brick:#b5532f;--brick-d:#934024;--bg:#faf8f5;--card:#fff;--line:#e5e0d8}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);padding-bottom:64px}
a{color:var(--brick-d)}
.wrap{max-width:960px;margin:0 auto;padding:0 18px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.site-header{background:var(--ink);color:#fff}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:12px;padding-bottom:8px}
.logo{color:#fff;text-decoration:none;font-weight:700;font-size:1.05rem}
.logo-mark{color:var(--brick)}
.hdr-call{color:#fff;font-weight:600;text-decoration:none;border:1px solid rgba(255,255,255,.4);border-radius:6px;padding:6px 10px;font-size:.9rem;white-space:nowrap}
.topnav{display:flex;gap:16px;overflow-x:auto;padding-bottom:10px;font-size:.9rem;white-space:nowrap}
.topnav a{color:#d8dde3;text-decoration:none}.topnav a[aria-current]{color:#fff;font-weight:600;border-bottom:2px solid var(--brick)}
.banner{background:#f1e7dc;border-bottom:1px solid var(--line);font-size:.88rem;color:var(--muted);padding:8px 0}
main{padding-top:18px;padding-bottom:30px}
.crumbs{font-size:.85rem;color:var(--muted);margin-bottom:6px}
h1{font-size:1.9rem;line-height:1.2;margin:.2em 0 .4em}
h2{font-size:1.35rem;margin:1.6em 0 .5em}
h3{font-size:1.1rem;margin:1.4em 0 .4em}
.lead{font-size:1.1rem;color:#38424e}
.cta-row{display:flex;flex-wrap:wrap;gap:10px}
.btn{display:inline-block;padding:12px 18px;border-radius:8px;font-weight:700;text-decoration:none;border:2px solid var(--brick);font-size:1rem;cursor:pointer}
.btn-primary{background:var(--brick);color:#fff}.btn-primary:hover{background:var(--brick-d)}
.btn-ghost{background:transparent;color:var(--brick-d)}
.cards{list-style:none;padding:0;display:grid;gap:12px;grid-template-columns:1fr}
.cards a{display:block;background:var(--card);border:1px solid var(--line);border-radius:10px;padding:14px 16px;text-decoration:none;color:var(--ink)}
.cards a:hover{border-color:var(--brick)}.cards span{display:block;color:var(--muted);font-size:.92rem}
.steps li{margin-bottom:6px}
.small{font-size:.88rem;color:var(--muted)}
.areas{margin-top:2em;font-size:.95rem}
.alert{background:#fff4e5;border-left:4px solid #d97706;padding:12px 14px;border-radius:6px;margin:1em 0}
.table-wrap{overflow-x:auto}
table{border-collapse:collapse;width:100%;background:var(--card);font-size:.95rem}
th,td{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
th{background:#f3efe9}
details{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:10px 14px;margin:8px 0}
summary{font-weight:600;cursor:pointer}
.quote{background:var(--card);border:2px solid var(--line);border-radius:12px;padding:18px;margin-top:2.2em}
.quote h2{margin-top:0}
.disclose{background:#f3efe9;border-radius:8px;padding:10px 12px;font-size:.93rem}
.lead-form label{display:block;font-weight:600;margin:12px 0 0;font-size:.95rem}
.lead-form input[type=text],.lead-form input[type=tel],.lead-form input[type=email],.lead-form select,.lead-form textarea{display:block;width:100%;margin-top:4px;padding:11px;font:inherit;border:1px solid #c9c2b8;border-radius:7px;background:#fff}
.lead-form fieldset{border:0;padding:0;margin:14px 0 0}
.lead-form legend{font-weight:600;font-size:.95rem}
.lead-form label.inline{display:inline-flex;align-items:center;gap:6px;font-weight:400;margin-right:16px}
.lead-form label.consent{font-weight:400;font-size:.85rem;color:var(--muted);display:flex;gap:8px;align-items:flex-start}
.lead-form label.consent input{margin-top:4px}
.lead-form button{margin-top:16px;width:100%}
.opt{font-weight:400;color:var(--muted)}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.err{background:#fde8e8;border-left:4px solid #c0392b;padding:10px 12px;border-radius:6px}
.site-footer{background:var(--ink);color:#cfd5dc;padding:24px 0 10px;font-size:.92rem}
.site-footer h2{color:#fff;font-size:1rem;margin:0 0 6px}
.site-footer a{color:#e8d5c4}
.site-footer ul{list-style:none;padding:0;margin:0 0 14px}
.cols{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.fine{border-top:1px solid #384655;margin-top:8px;padding-top:12px;font-size:.85rem}
.mobile-bar{position:fixed;left:0;right:0;bottom:0;display:flex;z-index:5;box-shadow:0 -2px 8px rgba(0,0,0,.15)}
.mobile-bar a{flex:1;text-align:center;padding:15px 6px;font-weight:700;text-decoration:none;background:#fff;color:var(--ink)}
.mobile-bar a.mb-primary{background:var(--brick);color:#fff}
@media(min-width:720px){body{padding-bottom:0}.mobile-bar{display:none}.cards{grid-template-columns:1fr 1fr}.cols{grid-template-columns:repeat(3,1fr)}h1{font-size:2.3rem}.lead-form button{width:auto}}
@media(max-width:420px){.logo{font-size:.9rem}.hdr-call{font-size:.78rem;padding:5px 7px}.hdr{gap:8px}}